Payroll Credit Card

 Bonsucesso offers its customers VISA-brand international credit cards since April-2008

 Direct sales channel, reduced commissions

 Better spreads than the traditional PDL with significant improvement in profitability

Revolving credit line, facilitating origination

 Traditional credit card features with additional advantages such as:

• No annual fees
  
• Lower interest rates in the revolving balance
  
• Credit limit up to 2x monthly wages

 Strong entrance barrier in the product (system requirements)